Renters insurance acts as a homeowners insurance policy for those who rent their place of residence. Similar to home insurance, renters insurance protects you in situations that everyone can face: fire, theft, water damage, and other unforeseen circumstances your landlord's policy does not cover.

Renters insurance policies generally provide coverage, up to the specific limits you select, for specified items and situations which include:

• Personal property (furniture, electronics, clothing, etc.)
• Personal liability in the event that someone is injured
• Damage to your apartment or home if the damaged is caused by a covered loss

Do not make the mistake to assume your landlord's insurance will cover you and your assets. A landlord's policy covers only the physical structure of the property, not your belongings. Renters insurance can provide the financial protection you need in case you possessions are destroyed or stolen, as well as liability protection if someone is hurt in your dwelling.

For more information or to get a Renters Insurance quote, call 916-739-8989.

Jack Chew & Co. Insurance has over 60 years of experience helping families and businesses in Sacramento, Elk Grove, Roseville, Natomas, Citrus Heights, Carmichael, Vacaville, Stockton and Modesto. As California insurance brokers, we are confident that we can find the best combination of price, coverage and service to meet all your insurance needs.