Protect your house and your possessions with homeowners insurance. For homeowners, insurance protection is an important aspect of homeownership. Buying homeowners insurance, or home insurance, means buying protection for your home, both inside and out.

Homeowners insurance compensates you for losses to your home and your possessions inside it, so purchasing a homeowners insurance policy provides added security for your investment. Homeowners insurance also protects you if you're legally liable for someone's injuries on your property, as well as from financial losses caused by storms, fire, theft and other events outlined in your policy.

Each homeowners insurance policy is different, but standard policies usually protects the following:

• Broad coverage for damage to your home and any permanent structures on your property (storage sheds, pools, boathouses, etc.)
• Damage to your personal property due to causes specified in your policy
• Your liability or legal responsibility for any injuries and property damage you or your family member cause to other people
• Additional living expenses if a fire or other insured disaster leaves you temporarily unable to live in your home

Often for an additional fee, you can select optional homeowner insurance coverages, including:

• Higher limits of liability for property damage or bodily injury
• Replacement cost for personal property
• Protection for valuables (jewelry, watches, fur, etc.)
• Additional coverage for electronics or computer equipment

For more information or to get a Homeowners Insurance quote, call 916-739-8989.

Jack Chew & Co. has over 60 years of experience helping families and businesses in Sacramento, Elk Grove, Roseville, Natomas, Citrus Heights, Carmichael, Vacaville, Stockton and Modesto. As California insurance brokers, we are confident that we can find the best combination of price, coverage and service to meet all your insurance needs.