If you have a business in California, Workers' Compensation insurance is required by law.
Workers' Compensation coverage helps protect you and your employees from various job related injuries and illnesses. Workers' Compensation insurance can cover a portion of both their medical costs and lost wages, and it can protect you from lawsuits and other financial liabilities.
Each state has specific requirements for businesses owners in regard to Workers' Compensation. California workers compensation laws mandates that employers must either obtain CA workers comp, self-insurance workers compensation, or be legally exempt for the requirement to provide workers compensation coverage. Even if your company is exempt, that does not mean that you are relieved of potential liabilities should an employee become injured while on the job. Our agents understand that without the appropriate California Workers' Compensation insurance plan, you can risk setting your company up for financial loss or even criminal charges. You need to understand your rights and those of your employees if they are injured or become ill while working for you.
Even if you purchase a business insurance package, workmans comp must be purchased as a separate policy. Workers comp coverage can provide your company and your employees with the following:
Workers compensation coverage can save you and your business from costly lawsuits and employee issues. California workers comp insurance protects your business and employees. No matter what type of business you run, you have a legal obligation to keep your staff safe while at work.
For more information or to get a Workers' Compensation quote, call 916-739-8989.
Jack Chew & Co.Insurance has over 60 years of experience helping families and businesses in Sacramento, Elk Grove, Roseville, Natomas, Citrus Heights, Carmichael, Vacaville, Stockton and Modesto. As California insurance brokers, we are confident that we can find the best combination of price, coverage and service to meet all your insurance needs.